The Government of Canada is soon going to launch a new financial assistance program called Canada Disability Benefit (CDB). The purpose of this scheme is to provide assistance of up to $200 per month to those Canadian citizens aged 18 to 64 years, who are suffering from some disability and who already have Disability Tax Credit (DTC) approved.
This assistance is being brought especially for those people who are of working age, but whose income is very low and who are not able to take full advantage of the existing government schemes.
What is Canada Disability Benefit?
Canada Disability Benefit (CDB) is a new national program launched under the Canada Disability Benefit Act passed in June 2023. Its main objective is to lift those people with disabilities out of poverty who are still struggling to make ends meet.
Although there are many other schemes in Canada like CPP Disability, ODSP (Ontario), or AISH (Alberta), but despite this many people are not able to meet the basic needs of life. With this new benefit, the government is trying to fill this gap.
Canada’s $200 Monthly Disability Benefit Starts Soon
| Details | Information |
|---|---|
| Program Name | Canada Disability Benefit (CDB) |
| Monthly Amount | Up to $200 per month |
| Start Date | Payments begin in July 2025 |
| First Eligibility Month | June 2025 |
| Who Qualifies | Canadians aged 18–64 with approved Disability Tax Credit (DTC) |
| Residency Requirement | Must be a Canadian citizen, permanent resident, protected person, or long-term temporary resident |
| Income Requirement | Income-tested; low and modest-income Canadians prioritized |
| Official Website | Government of Canada – CDB |
How much money will you get?
Although the maximum amount is $200 per month, it depends on your income, family situation, and other benefits you are already receiving.
If you are already taking advantage of schemes like ODSP (Ontario) or AISH (Alberta), then your CDB amount may be reduced somewhat, but will not stop completely.
How and when to apply?
When will the application start?
You will be able to apply n early 2025
Where to apply?
This process will likely be carried out online using the CRA MyAccount or MyServiceCanadaportals.
You will have to provide your DTC status and income information. Those who are already in possession of a DTC and who have already reported their 2024 tax year might be automatically eligible.
How to prepare?
1. Check DTC status:
If you already possess a DTC – you’re set.
If not – get a physician to fill out Form T2201 and send it to the CRA.
2. File your 2024 taxes:
Although you don’t have any income, you must file your taxes.
3. Watch for government announcements:
Keep checking Canada.ca or websites of disability advocacy organizations.
4. Create a CRA and Service Canada account:
So that as soon as applications open up, you can apply immediately.
Why is this benefit significant?
According to Disability Without Poverty organization, approximately 40% of people with disabilities in Canada live below the poverty line
The $200 amount may seem small, but it is a relief for those who have to spend on medicines, assistive devices, transportation and home support.
In the long run, this scheme can grow into a larger scheme like the Canada Child Benefit or OAS.
FAQs
Q. Is this amount taxable?
A.as of now this amount is considered **non-taxable
Q.What if I am already receiving a provincial disability benefit?
A.You may still be eligible for CDB. This benefit will not completely replace your existing benefits.
Q.What if I turn 65?
A.As soon as you turn 65, you will phase out of CDB and into seniors benefits like OAS and GIS.
Q.What if my DTC application is still pending?
A.You may apply for CDB, but you will only be paid if DTC is approved.
Q. Is the $200 amount going to be raised in the future?
A.Possible. A lot of organizations are requesting that it be raised, and the government may also consider reviewing it in the future.
