It is not so easy for children to get admission and keeping this in mind, the US government has provided the facility of child tax credit so that parents can get financial help. For the year 2025, many parents want to know whether they will again get an installment of $ 300 every month like they got in 2021 and in this article we will tell you how and when to get CTC in 2025 and who are the letters for this and what is the way to get it?
When will $300 CTC payment start in 2025?
In 2025, the entire child tax credit will be available to the father only when he files his tax. Unlike 2021, this time there will be no advance payment of $ 300 per dollar to the mother. This means that you will not get the entire CTC at once. When you file your tax return of 2025 in 2026.
| Aspect | Details |
|---|---|
| Maximum Credit per Child | Up to $2,000 for each qualifying child under 17 years old. |
| Refundable Portion | Up to $1,700 per qualifying child, allowing families to receive a refund even if they owe no tax. |
| Income Thresholds | Phase-out begins at $200,000 for single filers and $400,000 for married couples filing jointly. |
| Claiming the Credit | Families must file a federal income tax return for the applicable year to claim the credit. |
| Advance Payments | As of 2025, there are no advance monthly payments; the credit is claimed when filing annual tax returns. |
| Official IRS Resource | [Child Tax Credit |
What is Child Tax Credit (CTC) 2025?
CTC is a type of tax credit that the government gives to parents whose children are younger than 17 years. Under this, we can get a tax credit of up to $2000 for each child in 2025. It also reduces your tax amount and if you have paid your tax, then some part of it can also be received as a refund.
Will there be a monthly installment of $300 in 2025?
No, no one will get a monthly installment of $300 in 2025. The full credit will be available only when filing taxes.
What is the eligibility for CTC 2025?
If you want to avail CTC, you must meet the following conditions:
- Child’s age: Must be under 17 years of age by the end of the year.
- Relationship: The child can be your biological, step, adopted or foster child. Siblings or grandchildren are also valid.
- Dependency: The child must be shown as a dependent on your tax return.
- Citizenship: The child must be a U.S. citizen, national or resident alien.
- SSN: The child must have a valid Social Security Number.
Income limits:
- Single filer: Up to $200,000
- Married filing jointly: Up to $400,000
What if some part of your CTC exceeds your tax liability?
If part of your CTC exceeds your tax liability, you may be eligible for the Additional Child Tax Credit (ACTC). Under this, you can get up to $1,700 as a refund.
How is the refund calculated?
Formula: If your total earnings are more than $2,500, then 15% of the additional earnings can be refunded.
Example: If your earnings are $10,000:
- $10,000 – $2,500 = $7,500
- 15% of $7,500 = $1,125
- Then you can get a refund of $1,125 per child.
How to claim CTC 2025?
- Fill Form 1040: Add all eligible children with SSN.
- Attach Schedule 8812: This form tells how much credit you can get.
- File tax return on time: The last date is April 15, 2026.
What are the recent changes in CTC?
In early 2024, a new law came into force – Tax Relief for American Families and Workers Act, which made some changes related to CTC:
Increased refundable amount:
- 2023: $1,800
- 2024: $1,900
- 2025: $2,000
Adjustment according to inflation:
- Now the amount of CTC will increase every year according to inflation.
Benefit to low income people:
- Now those earning less can get a little more refund.
FAQs
Will I get $300 every month in 2025?
No, now there is no such monthly payment system. All the money will be available at once while filing tax.
When will you get the CTC money for 2025?
When you file the 2025 tax return in 2026.
How much part can be received as a refund?
You can get up to $1,700 in refunds in 2025.
How do I check if I qualify?
You can use the Child Tax Credit Calculator on the IRS website.
