Canadian seniors may receive up to $1,546 in Old Age Security (OAS) payments in April 2025, depending on their age and income. The Old Age Security (OAS) is one of the most crucial retirement income programs in Canada, offered by the federal government to support seniors after the age of 65. This monthly benefit is adjusted quarterly to match the cost of living and inflation, ensuring retirees can maintain a stable standard of living.
What Is the OAS Payment?
The Old Age Security (OAS) is a taxable monthly payment issued to seniors who meet specific age and residency requirements. It is separate from the Canada Pension Plan (CPP) and does not depend on work history. The maximum amount one can receive under OAS depends on their age group and net income.
In April 2025, eligible seniors can receive:
- $727.67 per month for those aged 65 to 74
- $800.44 per month for those aged 75 and older
For seniors who also receive the Guaranteed Income Supplement (GIS) or other benefits, the total monthly deposit can go up to $1,546.
Canada.ca Old Age Security Benefit 2025 – Highlights
| Post Title | $1,546 OAS Deposit In April 2025 |
| Country Name | Canada |
| Year | 2025 |
| Month | April |
| Administering Body | CRA / Service Canada |
| Who Is Eligible For $1,546 OAS Deposit? | Qualified Seniors in Canada |
| Purpose | Financial Support |
| Frequency of the OAS Deposit | Monthly |
| OAS Deposit Cheque Date April 2025 | See this Guide |
| Category of the Post | Finance |
| Official Portal | www.canada.ca |
Who Is Eligible for the $1,546 OAS Deposit?
To qualify for OAS, individuals must:
- Be 65 years of age or older
- Be a legal resident or citizen of Canada
- Have lived in Canada for at least 10 years since turning 18
- Meet income eligibility criteria, especially if applying for additional supplements like GIS
The income thresholds for 2025 are:
- For seniors aged 65–74, income must be below $142,609
- For seniors aged 75 and above, income must be below $148,179
Those who qualify for GIS, Allowance, or Allowance for the Survivor may see their total monthly deposit increase to as high as $1,546 depending on their situation.
OAS Deposit Date for April 2025
According to the CRA payment schedule, the OAS payment for April 2025 will be deposited on:
This is the same date on which most recipients will also receive their CPP (Canada Pension Plan) payments, if eligible for both.
Payments are typically sent via:
- Direct deposit (recommended for faster access)
- Mailed cheque (can take a few extra business days)
Seniors are encouraged to sign up for direct deposit through their CRA My Account to avoid delays.
How to Check Your OAS Amount
Seniors can check their payment breakdown by:
- Logging into their CRA My Account
- Using the Old Age Security Estimator Tool available on Canada.ca
- Calling Service Canada for personal assistance
FAQs
Q.Who is eligible for the $1,546 OAS deposit in April 2025?
A.Seniors aged 65 or older, who have lived in Canada for at least 10 years since turning 18, and meet the income criteria may qualify for OAS and additional supplements like GIS, which together can total up to $1,546.
Q.When will the OAS cheque be deposited in April 2025?
A.The OAS payment for April 2025 will be deposited on April 28, 2025, either by direct deposit or mailed cheque.
Q.How can I check if I’ll receive the full $1,546 amount?
A.You can check your CRA My Account or use the OAS estimator tool on Canada.ca to find out your exact benefit based on your age, income, and residency status.
